Legal & FinancialLicense Required

Insurance Agent License Requirements in California

Issued by: California Department of Insurance (CDI)Verified: April 2026
License Required
Required
Application Fee
188.0
Renewal
2 years
Exam Required
Yes
Bond Required
No

Requirements

  1. 1Complete required pre-licensing education hours for your license type
  2. 2Pass the CDI licensing examination for your license type
  3. 3Submit fingerprints (Live Scan) to DOJ/FBI for background check
  4. 4Submit a license application via Sircon.com (CDI's online portal) and pay the filing fee
  5. 5Filing fee for most common license types (Life, AH, Property, Casualty, Personal Lines): $188
  6. 6Renew license every 2 years with required continuing education

How to Apply

Insurance agents (producers) in California must be licensed by the CDI. Requirements include completing pre-licensing education, passing the state examination, submitting fingerprints, and paying the applicable license filing fee. Common license types include Life-Only Agent, Accident and Health, Property Broker-Agent, and Casualty Broker-Agent.
Apply at California Department of Insurance (CDI)

Costs

Application Fee
188.0
Renewal Fee
188.0
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Frequently Asked Questions

Do I need a license to sell insurance in California?
Yes. Anyone who sells, solicits, or negotiates insurance contracts in California must be licensed by the California Department of Insurance (CDI).
What types of insurance agent licenses are available in California?
California offers several license types, including Life-Only Agent (LO), Accident and Health Agent (AH), Property Broker-Agent (PR), Casualty Broker-Agent (CA), and Personal Lines Broker-Agent (PL), among others.
How much does a California insurance agent license cost?
The filing fee is $188 for most common license types (Life, AH, Property, Casualty, Personal Lines). The examination fee is $55 for most types. Renewal every 2 years is also $188.
How do I apply for a California insurance agent license?
Complete your pre-licensing education, schedule and pass the CDI exam through PSI, submit fingerprints, then apply online through Sircon.com (CDI's licensing portal) and pay the $188 filing fee.
How often must I renew my California insurance license?
California insurance producer licenses must be renewed every 2 years. Renewal requires completing continuing education (CE) hours and paying the $188 renewal fee. Late renewal incurs a higher fee of $282.

Related pages

Insurance Agent in other states
Other licenses in California
Data sourced from official state government portal. Last verified April 2026.
View official source →